Friday, September 27, 2013

LPS Report Shows Falling Delinquency, Foreclosure Rates

The total United States mortgage loan delinquency rate fell to 6.2 percent in August according to a new report by Lender Processing Services (LPS). August’s rate represented a 3.31 percent decrease from the previous month and a 9.71 percent decrease from August 2012.

The report examined data from LPS’s loan-level database representing approximately 70 percent of the overall market.
The total U.S. foreclosure pre-sale inventory rate stood at 2.66 percent, a 5.74 percent decrease from the previous month and a 34.08 percent decrease from August 2012.
The states with the highest percentage of non-current loans were Florida, Mississippi, New Jersey, New York, and Maine.
The states with the lowest percentage of non-current loans were Montana, Colorado, Wyoming, South Dakota, and North Dakota.
LPS will provide more detail in its monthly Mortgage Monitor Report, which will appear on the company’s website by October 7.

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